Stephen Bishop
Community banking, core and digital platforms. Helps an institution choose where to begin.
Professional profileFor community banks, credit unions and the fintechs that serve them.
Make your next AI decision with evidence.
We read your sources, identify gaps and prepare the record behind an AI decision. Start with a bounded two-week inventory review. Your team keeps the file.
Request a 20-minute scope call See the short examplePreparation for your review, not an exam result.
A vendor adds AI. The decision belongs to your institution.
A platform update adds a summary assistant. The proposal describes benefits. Data access, retention and the off switch are unclear.
The practical question: should the institution allow, narrow or defer the feature? Our assessment explains the recommendation and remaining conditions.
Explore a Vendor AI Decision ReviewWhat the expert review finds
Read the actual records
Compare versions, approval records and feature-specific terms.
Explain the open question
Show why a source is missing, conflicting or insufficient for the decision.
Prepare the next action
Name the owner role, evidence to return and condition to reconsider.
In the example, a later procedure copy conflicts with the approved version. Returned evidence resolves that question. Assistant-use conditions remain separate.
Start with one vendor AI decision
One feature, one accountable owner and one institutional decision. Receive our assessment, recommendation, reasons, open conditions and owned actions.
Bring the prior and current disclosure, relevant terms, the intended use, available control evidence and the decision deadline.
Agree the reviewer, inputs, timing and fee in writing. Technical testing is scoped separately.
Read the Vendor AI Decision Review scope. Need an AI baseline first? Scope and fees.
See the decision and the work behind it
Illustrative inputs, not a client.
| Use | Where it runs | Data it can touch | Owner | Evidence on hand | Question still open |
|---|---|---|---|---|---|
| Vendor feature inside an existing platform | The vendor's service | Not yet listed | Not yet named | The proposal | Is the feature on by default, and can the institution turn it off? |
| Staff procedure assistant | Public assistant outside the institution | Procedure text only; exclude member and account data | Not yet named | None | Which version controls, and which questions stay unanswered? |
Read the four-page buyer packet. Inspect the full example and supporting records.
The people behind the review
Tony del Fierro
Sponsor banking, credit-union technology and system design. Tony connects agent authority with clear owners and controls.
Professional profileThe principals coauthored Know Your Agent: The Governance Standard for AI in Financial Services.
Read career sources and professional profiles. KYA Advisory is their executive advisory and training brand.
One practice, three kinds of work
Establish the baseline
Prepare the AI inventory and the records your reviewer needs.
AI Governance StarterReview a decision
Assess a changed vendor feature or a pilot approaching launch.
Vendor change Pilot acceptanceKeep the record current
Submit agreed changes for a bounded review of affected questions and conditions.
Evidence continuity reviewLLM Squared provides fixed-scope reviews and Evidence Desk. KYA Advisory covers executive advisory, training and speaking. Know Your Agent is the book.
Preparing for an exam or board request? Reviewing an agent? See specialist modules.
Bring the decision and the deadline
A 20-minute scope call establishes the question, owner, available records and next step. An inquiry does not book a meeting.
We reply within one business day. Wait, narrow, or do not buy are valid answers.
Request a 20-minute scope call